TOK10 · On-Chain Crypto Index

Own a diversified 10-asset crypto basket in a single on-chain token.

TOK10 is a fully collateralized index token backed by BTCB, ETH, BNB, XRP, DOGE, SOL, XAU (Gold), and SPY (S&P) on BNB Smart Chain. Mint with deposits, trade on DEXs, or redeem any time for your pro-rata share of the underlying assets.

Live TOK10 price $– ·
BTC 0.0015
Bitcoin
Ξ
ETH 0.0214
Ethereum
BNB 0.0337
BNB
XRP 7.5675
XRP
Ð
DOGE 50.5354
Dogecoin
S
SOL 0.2036
Solana
AU
XAU 0.0089
Gold
SP
SPY 0.0442
S&P 500
Backed by
8 blue-chip assets
Mechanism
Mint & Redeem
Access
Permissionless · 24/7
Fully backed by real tokens
Chainlink-powered pricing
No centralized custodian

Think of it as a multi-asset ETF – rebuilt for DeFi.

TOKNIFY

What makes TOK10 different from an ETF?

  • Assets are held directly in a smart contract – not by a bank or broker.
  • Anyone can mint or redeem from anywhere, no brokerage account required.
  • Redemptions pay out the actual basket (BTCB, ETH, WBNB, XRP, DOGE, SOL, XAU (GOLD), SPY (S&P)) – not just cash.
  • Value is governed by code and Chainlink oracles, not fund managers.

How it works – in 3 steps

1. Deposit basket assets. Send USDT or USDC into the smart contract.

2. Get TOK10. The contract prices your deposit using Chainlink and mints TOK10 equal to its USD value (1 TOK10 ≈ 1 USD of the basket at mint time).

3. Redeem any time. Burn TOK10 to receive your pro-rata share of each underlying asset.

Use cases

• Simple diversified exposure to major crypto assets
• Collateral in DeFi (lending, borrowing, structured products)
• LP pair (TOK10/USDT, TOK10/USDC) for fee-driven strategies
• On-chain treasury or index exposure for DAOs and protocols

How TOK10 stays fully backed

  • On-chain reserves. All backing assets live inside the smart contract. Anyone can verify balances at any time.
  • Oracle-based minting. Deposits are priced using live Chainlink price feeds; TOK10 is minted exactly to the USD value of the assets.
  • Pro-rata redemption. When holders redeem, they receive their fraction of every asset in the basket, calculated from on-chain balances.
  • Capped fees. The redemption fee is hard-capped in the smart contract and charged in TOK10, protecting holders from abusive changes.

Always-on smart contract access

TOK10 is implemented as an immutable smart contract on BNB Smart Chain. Even if the website or front-end dApp is unavailable, the contract itself remains live and accessible on-chain. You can always interact with TOK10 directly through any BSC-compatible wallet or via the contract page on BscScan by connecting your wallet under the "Write Contract" tab to mint, redeem, or inspect the state of the index without relying on any specific interface.

TOK10 contract (BNB Smart Chain): 0x23E457448cB34CAe7cBc4C218E9eECEE48aCc678 View on BscScan: https://bscscan.com/address/0xE56C60A768538d411C397E5ee2d813AA04F6f1c4

Tokenomics

Token standard

TOK10 is an ERC-20 index token deployed on BNB Smart Chain (BEP-20 compatible), designed to plug directly into DeFi protocol integrations.

Backing & collateral

Each TOK10 is fully backed by a basket of BTCB, ETH, WBNB, XRP, DOGE, SOL, DOT, and ADA held inside the smart contract. Supply expands or contracts purely based on on-chain deposits and redemptions.

Minting logic

Deposits are priced in USD using Chainlink price feeds. The contract mints TOK10 exactly equal to the USD value of the contributed basket at mint time (1 TOK10 ≈ 1 USD of the basket upon mint).

Redemption logic

When holders burn TOK10, they receive their pro-rata share of each underlying asset. No withdrawal of basket assets is possible outside the redemption flow defined in the contract.

Fees

The redemption fee, if enabled, is taken in TOK10 and is hard-capped at the smart contract level. This prevents governance or operators from setting abusive fee levels.

Composability

TOK10 is intended to sit at the base layer of DeFi stacks: LP pairs (TOK10/USDT, TOK10/USDC), lending collateral, structured strategies, and DAO treasuries seeking diversified crypto exposure.

The index is anchored to a single on-chain contract at 0xE56C60A768538d411C397E5ee2d813AA04F6f1c4. All supply, backing, and fee mechanics are enforced by this contract, and can be monitored transparently via BscScan or any compatible BNB Smart Chain explorer.

FAQ

What is TOK10 in simple terms?

TOK10 is a single token that represents a diversified basket of ten major crypto assets on BNB Smart Chain. Instead of holding multiple coins separately, you hold one on-chain index token that can be minted and redeemed at any time.

How do I mint and redeem TOK10?

You deposit any mix of the stablecoin assets (USDT or USDC) into the smart contract. The contract prices your deposit with Chainlink oracles and mints TOK10 to your wallet. To exit, you call redeem and burn TOK10 to receive your exact pro-rata share of each underlying asset back.

What happens if the website goes down?

The protocol lives entirely on BNB Smart Chain. Even if the TOK10 website or dApp is unavailable, the smart contract at 0xE56C60A768538d411C397E5ee2d813AA04F6f1c4 remains live. You can connect your wallet on BscScan, use the "Read" tab to verify reserves, and the "Write" tab to mint or redeem directly.

Is TOK10 a regulated ETF or security?

No. TOK10 is not a regulated fund, ETF, or security. It is designed for on-chain composability and transparent collateralization, and users should only participate with amounts they can afford to lose.

TOK10 is DeFi infrastructure and does not constitute investment advice or a regulated financial product. Users remain fully responsible for their own risk management.

TOK10 — On-Chain Redeemable Crypto Index

TOK10 is an ERC-20 index token on BNB Smart Chain backed by a basket of BTCB, ETH, WBNB, XRP, DOGE, SOL, XAU (Gold), and SPY (S&P). The smart contract accepts deposits of USDT or USDC, mints TOK10 against underlying assets in tTOK10 is an ERC-20 index token on BNB Smart Chain backed by a basket of BTCB, ETH, WBNB, XRP, DOGE, SOL, DOT, and ADA. The smart contract accepts USDT or USDC deposits, uses Chainlink price oracles to mint TOK10 equal to the USD value contributed, and lets holders redeem TOK10 at any time for a pro-rata share of the underlying basket assets held by the contract.heir USD value using Chainlink oracles, and allows holders to redeem TOK10 for a pro-rata share of the basket at any time.

1. Problem

Traditional ETFs are powerful, but centralized: access is gated by brokers and jurisdictions, settlement is slow, and redemptions are often cash-only. In DeFi, users want transparent, permissionless index exposure that can plug directly into smart contracts as collateral.

2. Solution

TOK10 behaves like an ETF rebuilt for DeFi: fully on-chain reserves, oracle-based pricing, instant mint and redeem, and direct payout in the underlying assets. Anyone can verify collateral, anyone can participate, and anyone can integrate TOK10 as a building block in their own protocol.

3. Asset basket

The initial basket is composed of ten liquid assets on BNB Smart Chain: BTCB, ETH, WBNB, XRP, DOGE, SOL, DOT, and ADA. All reserves are held by the immutable smart contract.

4. Minting mechanism

• Users deposit any mix of USDT or USDC tokens into the contract.
• For each deposit leg, the contract queries a Chainlink USD price feed and computes a USD value.
• The sum of all legs defines the deposit value in USD (18-decimals).
• The contract mints exactly that amount of TOK10 to the depositor (1 TOK10 = 1 USD unit at mint time).

5. Redemption mechanism

• Holders call redeem(amount) to burn TOK10.
• The contract calculates the user's fraction of total supply (amount / totalSupply).
• For each basket asset, the contract transfers that fraction of its on-chain balance to the redeemer.
• A capped redeem fee, if enabled, is taken in TOK10 and sent to the fee receiver address.

6. Governance & safety

• The contract owner can adjust the redeem fee only up to a hard cap.
• Basket assets cannot be withdrawn via the rescue function; only unrelated tokens can be recovered.
• Chainlink oracle results are checked for validity to reduce oracle risk.
• ReentrancyGuard protects mint and redeem flows; token transfers use SafeERC20.

The TOK10 index is anchored to a single on-chain contract deployed on BNB Smart Chain at 0xE56C60A768538d411C397E5ee2d813AA04F6f1c4. Even if the primary interface is offline, users can still read state, verify reserves, and interact with the protocol directly via the contract page on BscScan (using the "Read Contract" and "Write Contract" tabs with a connected Web3 wallet), or through any compatible BSC dApp browser.

7. Use in DeFi

TOK10 is designed to be composable: it can be paired in DEX liquidity pools (e.g. TOK10/USDT, TOK10/USDC), used as collateral in lending markets, or embedded into structured products, automated vaults, and DAO treasuries as an on-chain index primitive.

8. Risks

Key risks include smart contract bugs, oracle outages or manipulation, underlying asset risk, chain congestion, and liquidity risk in external DEX pools. TOK10 is not a regulated security or fund. Users should only interact with amounts they can afford to lose.